2 x Husband; 1/2 x $

The old retirement joke is; the wife now has twice the husband, and half the money. Fortunately, our financial situation is not that dire, but we are having to deal with habits that need to be changed.

It has been interesting to reconsider how often we eat out, how much we spend on gifts for others, and our own wants, etc. Retirement forces people to think about things not carefully thought about before.

Ruth and I are thankful for churches that generously contributed to our retirement accounts through the years. Now we will try to be good stewards of what God's people provided.

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